This position is
primarily responsible for the evaluation and underwriting of retail loans which
includes prescreening, income verification, residence verification and
preparation of recommendation to approve, deny or defer the application while
adhering to the Bank’s credit guidelines and policies within the committed
turn-around time. 

Major Responsibilities:

•  Conducts
  complete screening, income verification and residence verification on the
  parties to the loan.
• Prepares requests for field
  credit investigation as necessary for the application
• Encodes all information
  gathered in the system and prepares recommendation to approve, reject or
  defer application
• Handles Sales inquiries and
  concerns and escalates to the Credit Officer when necessary to support the
  business targets. 

Qualifications: 

• Bachelor’s degree holder, preferably in Business Studies/Administration/Management/Finance/Accountancy/Banking
  equivalent
• Retail
  loan product feature
• Basic
  credit principles
• Credit
  policies and procedure
• Analytical
  skills
• Data
  management skills
• Excellent
  in written and oral communication